Treasure Coast Consultants

Workers' Compensation Insurance Review
"Thank you for recovering $126,000 in over billed Workers' Comp premiums"
Alex Peck Day Hospital

Our average refund check is $10,000 and we work on a contingency basis for your company. These are off-site audits and involved very little of your time. 70% of companies are being overcharged for their Workers' Compensation Insurance premiums and we review several major expense areas that are typically inaccurate. There is no risk and we do not change carriers or sell insurance. There is never an upfront cost. Once you understand the facts, there is really no reason to say 'no'. Our Mission is to educate businesses that they have a right not to be overcharged and a responsibility and legal right to collect the funds that are owed to them. Insurance companies will pay, because the overcharges were unintentional mistakes and errors. We go back the last 5 to 7 years and the cash windfall can be substantial.
Every business that pays more than $40,000 a year in premium is eligible for a free review. Our auditors will do a free review if your company has been in business for three years and you are not self insured. When the policy is issued, the premium is an estimate. The estimate is based on projected payrolls and the type of work you do. There are approximately 700 basic and 100 "State Special" classifications in the NCCI Basic Manual. Each classification has a different rate per $100 payroll. The insurance companies sponsor their own audits and it's in your best interest and right to request an independent off-site audit. Our specialized workers' comp auditors are recognized as some of the most professional in the industry. Very few companies would knowingly turn down a refund check from overcharges. Call for details.
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Merchant Processing Reduction Review
We save our clients approximately $5,000 a year on fees and they keep the same provider.

This is one of our most popular reviews. We do not change your current provider, nor do we sell merchant processing. (90% of clients have blatant overcharges and we work on a contingency basis and split future savings for three years.Our job is to minimize fees. As a leader in merchant card processing consulting, we save clients 30% to 40% or more. If you have contacted your provider trying to reduce your fees and haven't succeeded, your not alone. Credit card processing companies can be difficult. Unless you know exactly what to ask for, they are unlikely to cooperate. We can reduce your fees, if you have $50,000 a month in receipts.

We are one of the few companies providing this specialized service. We know exactly what to do to minimize your merchant processing cost. What can we do for your company? Pinpoint your companies break even cost/ identify attainable target savings / Renegotiate with your existing processor /Impact an average of $5,000 a year in future savings. Companies are more than willing to stop future overcharges, once they are exposed. We have some of the best auditors in the industry and you will be in good hands. There is no cost to you and we need one months worth of statements to start the process.

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Cost Segregation Audit
$17,500 Credit Per $250,000 Building Cost

Cost Segregation is a large deduction that most commercial property owners do not know about. This reduces your Federal and State income taxes. Most owners of large commercial property have already done Cost Segregation. It is now affordable to smaller properties (under $10 Million).The bottom line is that our services will dramatically reduce your tax liability which in turn will greatly increase your cash flow. Cost Segregation is the IRS-approved method to depreciate your building faster to get the tax deductions NOW rather than later. This is not a tax loophole. If you’re making money and paying taxes, then tax deductions are a good thing.

Most CPA's and accountants do not do Cost Segregation because it’s an Engineering specialty not an accounting specialty. This is for existing property as well as new construction. As long as your building costs are more than $250,000 and you don’t plan on selling your building in the next few years, we can most likely save you thousands of dollars in taxes. We partner with your accountant to get this done. Call or email for additional details and we will send you a complete literature packet.
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Call Derrick Dunham for a free consultation- 888-600-2794